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Лизинг — Free Online Calculator

Ежемесячный платёж по лизингу, переплата и ПСК

What is it?

The leasing calculator computes the monthly payment using an annuity formula, total payments, overpayment and simplified APR (PSK). Suitable for car, equipment and machinery leases.

Formula

Principal = asset price − down payment − PV of residual. Payment = principal × r × (1+r)^n / ((1+r)^n − 1), where r = annual rate / 1200. Overpayment = total paid − asset price.

Example

Car 1,500,000 ₽, down payment 300,000 ₽, 36 months, 18% p.a.: principal 1,200,000 ₽, payment ≈ 43,353 ₽/mo., total 1,860,708 ₽, overpayment 360,708 ₽.

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