Estimates the cashback amount earned on a purchase.
The cashback calculator shows how much reward you earn on your spending, and can compare multiple cards or categories to find the best option for your habits.
Cashback earned = Spend × (Cashback% / 100) Annual value = Monthly spend × Cashback% / 100 × 12 Net benefit = Annual cashback − Annual fee
Monthly groceries $400 at 3% cashback + $600 other spend at 1%. Monthly cashback = $400×0.03 + $600×0.01 = $12 + $6 = $18. Annual = $216. Annual fee $95 → net benefit = $121/year.
Loading calculator…